ATI RN Community Health 2023 with NGN Updated Related

Review ATI RN Community Health 2023 with NGN Updated related questions and content

A nurse is working with a care manager for a client who participates in a health maintenance organization. The nurse should identify that a health maintenance organization provides which of the following payment structures?

  • A. The client is participating in a fee-for-service health care insurance program
  • B. The provider is paid a fixed sum for the client on a monthly or yearly basis
  • C. The client pays the insurer a percentage of the total costs for each service rendered by the provider
  • D. The provider bills the client directly for a predetermined percentage of the cost of services
Correct Answer: B

Rationale: The correct answer is B. In a health maintenance organization (HMO), the provider is paid a fixed sum for the client on a monthly or yearly basis. This payment structure incentivizes providers to focus on preventive care and cost-effective treatments. This model aims to keep clients healthy and reduce unnecessary services.

A: Fee-for-service is not characteristic of an HMO.
C: This describes a cost-sharing model, not typical of an HMO.
D: Providers do not bill clients directly in an HMO.