HESI RN Exit Exam 2023 Capstone Related

Review HESI RN Exit Exam 2023 Capstone related questions and content

A 66-year-old woman is retiring and needs health insurance. To which agency should the employee health nurse refer her?

  • A. Medicaid
  • B. Medicare
  • C. COBRA
  • D. Private insurance
Correct Answer: B

Rationale: The correct answer is B: Medicare. Medicare is the federal health insurance program for individuals aged 65 and older, so it is the most suitable option for the 66-year-old woman retiring. Medicaid (choice A) is a state and federally funded program for low-income individuals and families, not specifically for retirees. COBRA (choice C) allows employees to continue their employer-sponsored health insurance for a limited time after leaving employment. Private insurance (choice D) refers to health insurance plans purchased directly from private insurance companies.