Brunner & Suddarth's Textbook of Medical-Surgical Nursing 14e (Hinkle 2017) - Overview of Genetics and Genomics in Nursing Related

Review Brunner & Suddarth's Textbook of Medical-Surgical Nursing 14e (Hinkle 2017) - Overview of Genetics and Genomics in Nursing related questions and content

According to this legislation, insurers may use genetics testing as a justification for what action?

  • A. Denying the patient health insurance
  • B. Charging the patient higher insurance premiums
  • C. Requiring the patient to enroll in Medicaid
  • D. Requiring the patient to carry out a health promotion plan
Correct Answer: B

Rationale: HIPAA prohibits the use of genetics information to establish insurance eligibility. However, it does not prohibit group plans from increasing premiums, excluding coverage for a specific condition, or imposing a lifetime cap on benefits. Mandating Medicaid enrollment or health promotion plans is not allowed.