ATI Leadership Proctored Related

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Two RNs are discussing the benefits of professional liability insurance. Which of the following is a reason for an RN to have a professional liability insurance policy?

  • A. No expenses are involved in frivolous lawsuits.
  • B. If a nurse is found guilty of malpractice, the institution cannot sue the nurse.
  • C. Liability policies may also cover charges of libel, slander, assault, and HIPAA violations.
  • D. Only doctors are sued for malpractice.
Correct Answer: C

Rationale: The correct answer is C because professional liability insurance for RNs can cover charges of libel, slander, assault, and HIPAA violations in addition to malpractice. This coverage protects the nurse's assets and provides legal defense in case of such claims. Option A is incorrect because there are expenses involved in defending against frivolous lawsuits. Option B is incorrect as institutions can still sue a nurse found guilty of malpractice. Option D is incorrect as nurses can also be sued for malpractice, not just doctors.