Ethics & Issues in Contemporary Nursing Related

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In the triad of health care, which would be considered the third-party payer?

  • A. Client
  • B. Health care provider
  • C. Insurance company
  • D. Government agency that sets reimbursement rules for services
Correct Answer: C

Rationale: The correct answer is C: Insurance company. In the triad of health care, the third-party payer refers to an entity outside of the patient and health care provider that pays for the health care services. Insurance companies typically serve as third-party payers by covering a portion or all of the costs associated with medical treatments. The other choices (A, B, D) are not considered third-party payers in this context. Choice A refers to the client/patient receiving the health care services, choice B refers to the health care provider delivering the services, and choice D refers to a government agency that sets reimbursement rules but does not directly pay for the services rendered.